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Credit analysis is a credit analyst’s evaluation of a company’s economic and financial state, as well as its credit capability. It is a flexible and individual analysis that takes into consideration every client’s perspective. The financial analyst is able to evaluate non-standard enterprises, obtain the most up-to-date information, predict various situations and make precise suggestions regarding credit limit so correct business decisions can be made.

The main focus of the analysis is on determine a company’s credit capability. Credit capability shows if a company (or a private person) is able and reliable enough to service their financial responsibilities in the future.

 

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